Get credit for businesses without collateral is quite real. Although the interest rate on such a loan may be higher, and approves the amount is less, but you can get it faster and easier.
It is understood that the unsecured loan business will never be given that there are only a few days. In such a loan can count companies have worked for at least 6-12 months on the market. And business should not just languish, and to prosper and to have the prospect of development.
These moments of bank checks, when the owner applies for a loan. By the time still is faster than getting a loan with collateral, as time is saved on the valuation of the property notarization, insurance.
Typically, the amount of business loans without collateral are low and it is due to increased risks of credit trends. For example, the Bank of Moscow are ready to give the entrepreneur a loan without collateral, only if the requested amount is less than 1.5 million rubles. The term business shall not be less than 9 months. The decision on the application take up to 2 working days.
Raiffeisen Bank issues loans for working capital without collateral. The loan amount – 300 thousand. Up to 5 million rubles. The deposit is not required, but will need to guarantee business owners.
The SKB-Bank, if the employer asks to 2 million rubles, he did not require any collateral or guarantee. Those who claim to be the sum of 3 million rubles, the choice can present a guarantee or collateral.
As explained in the press service of the bank, they are well aware that the entrepreneur no collateral or guarantors. All that he has – that’s his business and entrepreneurial talent – the value of hard formalizable.